Deposit Products of First Security Islami Bank Ltd.

Al-Wadiah Current Deposit Account

Key Features:

  • Any adult having sound mind can open this account in his/her name singly or jointly with others. Any proprietorship/partnership firm, limited company (private/public), educational institution, club, association, socio-economic organization can also open this account.
  • Account opening balance is TK. 1,000 only, which is treated as minimum balance of the account.
  • Yearly Account maintenance fees: TK. 1,000 only + 15% VAT
  • Internet Banking Service (Yearly Fees: TK. 200 only + 15% VAT)
  • SMS Banking (Yearly Fees: TK. 200 only + 15% VAT)
  • ATM Card / Debit Service (Yearly Fees: TK. 500 only + 15% VAT)

 

Mudaraba Savings Deposit Account

Key Features:

  • Any adult having sound mind can open this account in his/her name singly or jointly with others. Any proprietorship/partnership firm, limited company (private/public), educational institution, club, association, socio-economic organization can also open this account.
  • Account opening balance is TK. 500 only, which is treated as minimum balance of the account.
  • Provisional Rate of Profit: 4.00%
  • Yearly Account maintenance fees: TK. 600 only + 15% VAT
  • Internet Banking Service (Yearly Fees: TK. 200 only + 15% VAT)
  • SMS Banking (Yearly Fees: TK. 200 only + 15% VAT)
  • ATM Card / Debit Service (Yearly Fees: TK. 500 only + 15% VAT)

 

Mudaraba Special Notice Deposit Account

Key Features:

  • Any adult having sound mind can open this account in his/her name singly or jointly with others. Any proprietorship/partnership firm, limited company (private/public), educational institution, club, association, socio-economic organization can also open this account.
  • Account opening balance is TK. 5,000 only, which is treated as minimum balance of the account.
  • Provisional Rate of Profit: 4.00%. In case of Bank Deposit, Provisional Rate of Profit: 2.50%.

 

Mudaraba Term Deposit Account

Key Features:

  • Any adult having sound mind can open this account in his/her name singly or jointly with others. Any proprietorship/partnership firm, limited company (private/public), educational institution, club, association, socio-economic organization can also open this account.
  • Account opening balance is TK. 10,000 only

 

SL Period Provisional Profit Rate
1 1 Month 4.00%
2 3 Months 6.50%
3 6 Months 6.75%
4 1 Year and Above 7.00%

Onkur Account – Mudaraba Students Savings A/C (School Banking)

Key Features:

  • Students up to X (below 18) can open Onkur A/C
  • Account opening balance: TK.100 only
  • Free ATM Card** & Cheque Book
  • Any Amount Can be Deposited & Withdrawal
  • 5% (Provisional) Profit on deposit
  • No Account Maintenance Fees.
  • TK. 50,000/- Free Life Insurance Facility

** Free ATM Card for 1st Year, 50% Waiver from 2nd Year

 

Projonmo – Mudaraba New Generation Savings A/C

Key Features:

  • College & University going students can open A/C
  • Account Opening @ 200 Taka
  • Free ATM Card** & Cheque Book
  • Any Amount above 100 Taka Can be Deposited & Withdrawal
  • 5% (Provisional) Profit on deposit.
  • No Account Maintenance Fees.
  • TK. 50,000/- Free Life Insurance Facility

** Free ATM Card for 1st Year, 50% Waiver from 2nd Year

 

Uddipon- Mudaraba New Generation Deposit Scheme

Key Features:

  • Scheme for College & University going students
  • Monthly Installment: Any amount between TK. 200 to 20,000
  • Maturity 1, 2, 3, 4, 5, 6,7 & 8 Years
  • Attractive Profit Rate.
  • TK. 1,00,000/- Free Life Insurance Facility

 

Alo – Mudaraba Education Deposit Scheme

Key Features:

  • Special Deposit Scheme for the Parents of Students
  • Monthly Installment: 500/- to 25,000/-
  • Tenure: 3, 5, 8, 10, 12 & 15 Years
  • TK.1,00,000/- Free Life Insurance Facility
  • Monthly Installment can be paid in any working day of the month in any Branch/li>

 

Shuvessa Mudaraba Gift Cheque

Key Features:

  • Gift Cheque Valuing Tk. 500/-, 1000/-, 2000/- & 5000/-
  • Profit on daily basis
  • Encash at our any Branch

 

Mudaraba Deposit Double Scheme

Key Features:

  • Deposit will be double in 9 Years
  • Minimum Deposit: TK. 10,000/-
  • TK. 1,00,000/- Free Life Insurance Facility

 

Mudaraba Deposit Triple Scheme (Triple Benefit)

Key Features:

  • Deposit will be Triple in 13 Years 10 Months
  • Minimum Deposit: TK. 10,000/-
  • TK. 1,00,000/- Free Life Insurance Facility

 

Aroba – Mudaraba Deposit Four Times Scheme

Key Features:

  • Deposit will be Four Times in 17 Years
  • Minimum Deposit: TK. 10,000/-
  • TK. 1,00,000/- Free Life Insurance Facility

 

Prapti – Mudaraba Salary Savings Account

Key Features:

  • For Corporate Executives & Officers
  • No Maintenance Charge
  • Free ATM Card & Cheque Book

 

Mudaraba Monthly Profit Scheme

Key Features:

  • Minimum TK. 625/- profit against TK. 1,00,000/- deposit*
  • Tenure: 3 years
  • Minimum Deposit: TK.25,000/-
  • TK. 1,00,000/- Free Life Insurance Facility

 

Mudaraba Cash Wakf Deposit Scheme

Key Features:

  • It is a Perpetual Donation
  • Minimum Waqfa amount Tk. 5000/-
  • Attractive Profit Rate
  • TK. 1,00,000/- Free Life Insurance Facility

 

Mudaraba Hajj Savings Account

Key Features:

  • Special Deposit Scheme for Hajj
  • Tenure is 1 to 20 years

 

Zakat Fund

Key Features:

  • Give your Zakat to our Zakat Fund
  • Current A/C No. 0101 111 0002636-1

 

Morjada – Al-Wadiah Current Plus Account

Key Features:

  • Initial Deposit Tk. 15,000/-
  • Free ATM Card & Cheque
  • Free Inter-City Transaction Facility
  • TK. 1,00,000/- Free Life Insurance Facility

 

Somman – Al-Wadiah Premium Account

Key Features:

  • Initial Deposit Tk. 25,000/-
  • Free ATM Card & Cheque
  • Free Inter-City Transaction Facility
  • TK. 1,00,000/- Free Life Insurance Facility

 

Agroshor – Mudaraba Millionaire Deposit Scheme

Key Features:

  • After maturity Tk. 1 million (app) with profit
  • Monthly Installment Tk. 24860, Tk. 13700, Tk. 7552, Tk. 5468, Tk. 4158, Tk. 2890, Tk. 2084, Tk.1698
  • Tenure: 3, 5, 8 ,10, 12, 15, 18 & 20 Years
  • TK. 1,00,000/- Free Life Insurance Facility

 

Unnoti – Mudaraba Crorepoti Deposit Scheme

Key Features:

  • After maturity Tk. 1 Crore (app) with profit
  • Monthly Installment TK. 1,36,988/-, Tk. 75,518/-, Tk. 54,662/- Tk. 41,580/-, Tk. 28,900/-, Tk. 20,830/-, tk. 16,978/-, Tk. 13,952/-, Tk. 10,515/-
  • Tenure: 5, 8 ,10, 12, 15, 18, 20, 22 & 25 Years
  • TK. 1,00,000/- Free Life Insurance Facility

 

Mehnoti- Mudaraba Sromojibi Savings Account

Key Features:

  • For all low income people like Garment workers, Farmer, Workers producing leather product
  • Account opening @ Tk. 100
  • Attractive profit rate

 

Proyas – Mudaraba Money Plant Deposit Scheme

Key Features:

  • One time Deposit from TK. 50,000/- to TK.25,00,000/-
  • Tenure: 3, 5, 8 & 10 Years
  • TK. 1,00,000/- Free Life Insurance Facility

 

Probin – Mudaraba Senior Citizen Savings Account

Key Features:

  • For 60 or 60 + ages Senior Citizen
  • Initial Deposit Tk. 5,000/-
  • Free ATM Card & Cheque Book
  • 20% Discount on Locker Services

 

Gharoni – Mudaraba Housewife Deposit Scheme

Key Features:

  • Monthly Installment: Any amount from TK. 500/- to TK. 25,000/-
  • Tenure: 3, 5, 8 & 10 Years
  • Attractive Profit Rate
  • TK. 1,00,000/- Free Life Insurance Facility

 

Bondhon – Mudaraba Marriage Deposit Scheme

Key Features:

  • Monthly Installment from TK. 500/- to TK.25,000/-
  • Tenure: 3, 5, 8, 10, 12, 15 & 20 Years
  • Attractive Profit Rate
  • TK. 1,00,000/- Free Life Insurance Facility

 

Niramoy – Mudaraba Health Care Deposit Scheme

Key Features:

  • Monthly Installment from TK. 500/- to TK.25,000/-
  • Tenure: 3, 5, 8 & 10 Years
  • Attractive Profit Rate
  • TK. 1,00,000/- Free Life Insurance Facility

 

Aboshor – Mudaraba Pension Deposit Scheme

Key Features:

  • Monthly Installment from TK. 500/- to TK.25,000/-
  • Tenure: 3, 5, 10, 15 & 20 Years
  • Attractive Profit Rate
  • TK. 1,00,000/- Free Life Insurance Facility

 

Mudaraba Monthly Deposit Scheme

Key Features:

  • Monthly Installment from TK. 500/- to TK.25,000/-
  • Tenure: 3, 5, 8 & 10 Years
  • Attractive Profit Rate
  • TK. 1,00,000/- Free Life Insurance Facility

 

Shadesh – Mudaraba Emigrant Deposit Scheme

Key Features:

  • Monthly Installment from TK. 2,000/- to TK.30,000/-
  • Tenure: 3, 5, 8, 10, 12, 15 & 20 Years
  • Attractive Profit Rate
  • TK. 1,00,000/- Free Life Insurance Facility

 

Shadesh – Mudaraba Emigrant Deposit Scheme

Key Features:

  • Monthly Installment from TK. 2,000/- to TK.30,000/-
  • Tenure: 3, 5, 8, 10, 12, 15 & 20 Years
  • Attractive Profit Rate
  • TK. 1,00,000/- Free Life Insurance Facility

For Alo, Bondhon, Niramoy, Aboshor, MMDS, Shadesh

Years / Monthly Installment

3

Years

5

Years

8

Years

10

Years

12

Years

15

Years

20

Years

100 4,069 7,444 13,682 19,080 25,327 36,998 64,706 Mehonoti
250 10,172 18,611 34,205 47,701 63,318 92,496 161,766
500 20,344 37,221 68,411 95,401 126,637 184,992 323,532
1000 40,689 74,442 136,821 190,803 253,273 369,984 647,065
1500 61,033 111,664 205,232 286,204 Only for Monthly Deposit Scheme
2000 81,377 148,885 273,643 381,606 506,547 739,968 1,294,129
2500 101,722 186,106 342,054 477,007 633,184 924,960 1,617,662
5000 203,444 372,212 684,107 954,015 1,266,367 1,849,920 3,235,324
10000 406,887 744,424 1,368,215 1,908,030 2,532,734 3,699,840 6,470,647
15000 610,331 1,116,637 2,052,322 2,862,045 3,799,101 5,549,759 9,705,971
20000 813,775 1,488,849 2,736,429 3,816,060 5,065,468 7,399,679 12,941,295
25000 1,017,219 1,861,061 3,420,536 4,770,074 6,331,835 9,249,599 16,176,618
30000 1,220,662 2,233,273 4,104,644 5,724,089 7,598,202 11,099,519 19,411,942 Shawdesh