Prices of Gold increases by passing of time, as the same MMD-GOLD gives more profit than other Deposit Scheme.
Key Features:
  • Monthly Installment from TK. 5000/- to TK.25,000/-
  • Tenure: 10 Years.
  • Highest profit rate.
  • Installment fixed by choosing the tenure or the installment. Once chose the installment/Tenure can’t rectify it further.
  • Deposit the installment at any branch through the month around the country.
  • Facility for depositing the installment in advance but have to pay penalty for due installment (up to BDT 5000, the penalty is 25 tk and more BDT 5000, penalty is 50tk).
  • If any customer failed to pay the installment for consecutive three (3) months, the account will be closed automatically.
  • Investment facility against the deposited amount.
  • In case of early encashment, profit calculation will be as below;
    • - Closed Before One Year – No profit will be provided. In that case the account holder have to pay Closing charge as per bank rules & guideline.
    • - Closed After one Year but before Maturity- Profit at Savings Rate.
The below Maturity Amount Table shows the different installment amounts on available tenures:

Monthly Installment


Total Payable (approx..) with Profit

5,000 10 899,441
10,000 1,798,882
15,000 2,698,323
20,000 3,597,764
25,000 4,497,205
  • Maturity amount is subject to regular payment of the prescribed monthly installments.
  • Maturity amount is subject to the deduction of the income tax and/or other levies.
Documents needed for opening account:
  1. One copy passport size photograph of the applicant.
  2. One copy passport size photograph of the nominee (photograph to be attested by the applicant).
  3. Photocopies of National ID/Passport/Driving License of both applicant and nominee.
  4. TIN Certificate (if applicable).
  5. Introducer (if case of new account applicant and/or applicable).
  • Minimum Age: 18 years.
  • Citizen of Bangladesh.
For details, please visit your nearest branch of FSIBL.

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